I've read a lot of books on money, but this is the first practical guidebook for educated 20-somethings swimming in debt.

Do you have an ever-growing Visa bill? Do student loan bills clutter your mailbox every month?

Do you unwittingly spend $700 a year at Starbucks? Debt Free by 30 outlines simple ways to realistically assess your financial situation-- to find out where all of your money really goes, and why it is never in your bank account when you need it .

But anyone can ask you to walk around town scribbling records of every last dime you've spent into a little notebook.

Debt Free by 30 suggests workable solutions to your immediate money weak spots. The authors tell you how to use the money you would've wasted to get out of debt. And they practice what they preach-- both authors, Jason Anthony and Earl Cluck --were up to their precious bazoombas in consumer debt . They got out of debt and wrote this book.

Don't you deserve to get out of debt too?